By choosing Charles Schwab to custody our clients' assets, we can confidently move forward with safety and peace of mind. With over $7 Trillion in assets, Charles Schwab is a leader in the financial services landscape. Please click on this link to learn more about the measures taken for our clients' assets.

Yes. As a CFP® professional we must act as a fiduciary at all times when providing financial advice to a client. As a CFP® professional, we are held to a code of ethics governed by the CFP Board.  For more information, please click here.

Taken directly from the CFP Board website… CFP® professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards that require them to put their clients' interests first. CFP® professionals take a holistic, personalized approach to bring all the pieces of your financial life together. As part of the CFP® certification, CFP® professionals also have made a commitment to CFP Board to act as a fiduciary when providing financial advice to a client.

We are Fee Only planners which means we can only accept payment from clients for advice, guidance and/or investment management.

Yes! Taxes play such an important factor in our financial decisions that there can be tremendous value in prudent tax analysis. We do this by reviewing tax returns and providing feedback, active tax loss harvesting, and making sure any changes within a client's portfolio are done in a manner to limit the tax burden to the best of our ability. Although we don’t file tax returns, we do work closely with our clients' tax accountants throughout the year.

One thing the COVID pandemic has done is accelerate the development and adoption of technology that allow people to work closely together regardless of location. Although our office is located in Bucks County, Pennsylvania, we serve clients in many states across the country. Some of our geographically closest clients actually prefer our video meetings over in-person. We are happy to meet in person if that is more your preference.

Have you ever worked with a professional in the past, whether it be an insurance agent, doctor, financial advisor, lawyer etc and felt like they were just going through the motions without going the extra step to make you feel valued? VaMa was created with a laser focus to counter this. We intentionally keep a limited number of client households to ensure each of our clients are treated like family.